Card Studies: Risk Implications

This class builds upon concepts introduced in the "Survey of Card Products & Clearing" course, and provides a thorough examination of card risk. The use of cards in apps and online marketplaces has caused a swing in how this payment method is viewed by consumers. In response, businesses have adapted to changes while examining ways to make theirs the card of choice. Discussion will also focus on how rules apply to Card Not Present risks, the future of virtual cards, how prepaid cards remain a viable product, and the steps a business must take when pivoting to card-based payment trends.