Emerging Technology of Payments

The payments industry has seen a seemingly endless number of new platforms and trends, yet they may not have not materially changed consumer behavior. RTP and FedNow are new rails, however, new use cases are fundamentally relying on existing technology. This course examines how movements to voice payments, changes in legal aspects of what constitutes an authorization and ensuing payment, and how adoption – both by consumers and payment channels – may alter the path to a new product.