The Business of Paying and Getting Paid

While much of the payments conversation centers on consumers, significant transformation is underway in commercial and B2B payments. This course examines how businesses are rethinking invoice-to-pay workflows, settlement timing, and payment experiences across modern rails. Students will explore how faster payments, embedded finance, and new messaging capabilities are reshaping accounts receivable and payable processes, and what challenges remain around reconciliation, remittance data, and adoption. The session emphasizes where commercial payments are heading and what financial institutions must consider when supporting business customers.