02:45 PM Tuesday, 02:45 PM - 03:45 PM (1 hour) Risky Business: Balancing Friction and Client Experience Event Payments Institute Track Front Line Applications for Corporates Risk, Regulatory, Compliance & Legal Master’s Program Lawrence F. Fatima Executive Director, ACH/AVS Product Management Wells Fargo TPI Dean Katie Penoyer, AAP, APRP, CTP VP/Treasury Services CNB Bank Board of Regents Member